Urvara provides integrated solutions designed to support farmers throughout the entire agricultural lifecycle — from financing and inputs to sustainable farming practices.
What We Do-Farmer Centric Approach
Farm Finance & Market Access
Access to finance is a significant issue for farmers as they often lack formal banking and financial trails, making it challenging for them to obtain loans from formal lending institutions. At Urvara, we recognize the importance of finance for farmers and aim to make the lending process easier for them. We work closely with financial institutions to create solutions that enable farmers to access formal credit and finance, empowering them to invest in their farms, improve their yields, and build a sustainable livelihood.
Our goal is to help farmers overcome the barriers to finance and create a financial ecosystem that supports their growth and development. We strive to ensure that farmers have access to the right financial products and services, enabling them to achieve their goals and contribute to the overall growth of the agricultural sector.
Our solutions include:
- Formal Credit Access – Build credit history through Farmer financing.
- Insurance – Health & Life Insurance of farmers and families
- Value Chain Finance – Leverage partnerships for affordable formal credit.
- Carbon Income – Generate returns through carbon finance.
- Digital Payments – Enable fast, transparent transactions
- Mandi Rates : Offering daily mandi price alerts
Agriculture Extension & Inputs
Access to quality inputs and reliable advisory support is essential for productive and sustainable farming.
Our focus is to provide farmers with the tools and knowledge they need to improve yields and farm efficiency.
To achieve better farming practices, it is crucial for farmers to have access to high-quality inputs for their harvest. This includes good quality seeds, fertilizers, pesticides, equipment market pricing and advisory services provided by agronomists. At Urvara, we recognize the importance of good inputs & implements in farming and work closely with farmers to provide them with the best possible inputs. Our focus is to provide farmers with high-quality inputs that enable them to achieve better crop yields, improve soil health, and ensure sustainable farming practices.
Urvara works closely with farmers to ensure they receive:
- Biochar Production : Farmer collectives for Biochar Production using agricultural waste
- Quality Inputs : Ensuring access to genuine seeds, fertilizers, and bio-boosters.
- Tractor Rentals : Providing tractor & farm equipment on rentals.
- Monitoring Tools : Soil testing, efficient spraying, and modern harvesting.
- Irrigation Tools : Simple and low-cost effective irrigation and tillage tools
Climate Smart Agriculture
Climate change poses significant challenges for agriculture. Urvara supports farmers in adopting climate-resilient farming practices that improve soil health and reduce environmental impact.
These practices help farmers improve soil fertility, reduce water usage, and create additional income opportunities through carbon finance and ecosystem services.
Our initiatives include:
- Bee Keeping & Vermicompost : Enhancing Ecosystems, biodiversity, and alternative farmer income.
- Water Conservation : Rejunivating old water channels and natural water bodies
- Improve Soil Health : Implementing biochar and organic manure in soil
- Scientific Advisory: Bringing knowledge from Agri-universities & private entities
- Sequester Carbon: Stable & long-term sink of Biochar into the soil CO2 from re-entering the atmosphere
Farm management is a crucial aspect of modern-day farming as it helps farmers improve their efficiency, reduce costs, and increase productivity. The use of technology solutions such as drones and AI in precise monitoring & forecasting has matured rapidly in helping efficiently managing and making it easier for farmers to monitor their crops, track their yields, and identify potential issues.
At Urvara, we recognize the importance of modern farming techniques, and the role technology can play in improving farm management and be climate resilient. Pyrolysis based technology in effectively produce biochar from agricultural waste and further using it in the soil and accelerating processes by using manures from the farmers livestock and vermicompost not only helps in improving soil health, use less water and provide natural protection from pests and infections. Bees help in pollination and strengthens the natural ecosystem.
We are committed to introducing innovative solutions that enable farmers to manage their farms efficiently and effectively, making the most out of their resources while improving their yields, profits and sequester carbon. We leverage the power of technology to provide farmers with the low-carbon solutions for their farming needs, helping them stay ahead in the fast-evolving agricultural landscape.
URVARA SAATHI STORE
- Operated by local Agri Graduate
- Farmer On-Boarding & Service Delivery
- Experience Centre for Farmer
- Connected to local KVK/Agri University
- Farm Demonstration & Value Chain
- Farmer Business Plans & Documentation
- Local Aggregation Point
URVARA FARMGROW CARD
- Loyalty Points & Attractive discounts
- Guaranteed original products from seller
- Doorstep delivery of Agri Inputs
- Free Advisory on farm management
- Farmer Credit & Financial Wellness
- Carbon Credit Incentives accruals
- Free Personal Accident Cover of Rs. 100,000
URVARA SAATHI APP
- Farmer Persona - personal, farm and cultivation
- Farmer crop calendar & Demand
- Farmer Cashflow Analysis
- Financial Wealth management
- Predictive & Prescriptive Risk Analysis
- Farm Equipment Rentals Booking
Inputs
- Quality & Timely Seeds
- Advisory of Practices
- Credit & Finance Planning
- Biochar Production
- Biogas production
- Carbon Finance
Leading To
- Lower input cost
- Higher Yield
- Financial Wellness
- More Cropping Cycles
- Increased Water retention
- Improved soil quality
- Decrease in open stubble burning
- Reduced fertilizer & water needs
- Sequesters carbon
Resulting In
Food Security
Farmer Climate Resilience
Water Conservation
Improved Natural Ecosystems
Reduced migration
Increase in Farmer Income & stability
Key Interventions- Towards Climate Action
Enrich Soil & Ecosystem
